Step-by-step guide to applying for a Canadian study permit — SDS vs regular stream, documents, fees, processing times, and tips for approval.
Canada is the #1 study destination for Indian students in 2025, with over 3,27,000 Indian students enrolled. The Study Permit is your legal authorisation to study in Canada. This comprehensive guide covers everything from the SDS stream to avoiding common refusal reasons.
SDS vs Regular Stream — Which Should You Choose?
The Student Direct Stream (SDS) offers faster processing (20 days vs 8–12 weeks) for students from India, China, Philippines, and other eligible countries. To qualify for SDS, you need: IELTS 6.0+ (no band below 6.0), a Guaranteed Investment Certificate (GIC) of CAD 10,000, and a letter of acceptance from a DLI.
| Feature | SDS Stream | Regular Stream |
|---|---|---|
| Processing Time | ~20 days | 8–12 weeks |
| IELTS Requirement | 6.0+ (no band < 6.0) | Varies by institution |
| GIC Required | Yes (CAD 10,000) | No |
| Upfront Tuition | First year required | Not mandatory |
| Approval Rate | Higher | Lower |
Documents Required for Canada Study Permit
- Letter of Acceptance from a Designated Learning Institution (DLI)
- Valid passport
- Proof of financial support (GIC + bank statements)
- IELTS/PTE/TOEFL scores
- Statement of Purpose (SOP)
- Academic transcripts (10th, 12th, degree)
- Proof of payment of first year tuition (for SDS)
- Biometrics (if required)
- Medical examination (upfront medical recommended)
- Photographs meeting IRCC specifications
Study Permit Fees (2025)
| Fee Type | Amount (CAD) | Amount (INR approx.) |
|---|---|---|
| Study Permit Application | CAD 150 | ₹9,200 |
| Biometrics | CAD 85 | ₹5,200 |
| Medical Exam (approx.) | CAD 200–300 | ₹12,000–18,000 |
| GIC (refundable) | CAD 10,000 | ₹6,10,000 |
Canada has tightened study permit approvals since 2024. Ensure your SOP clearly demonstrates your genuine intent to study and return to India. Weak financial proof and vague career goals are the top reasons for refusal.
Work Rights on Study Permit
- 20 hours per week during academic sessions
- Full-time during scheduled breaks (summer, winter)
- On-campus work is unlimited
- Co-op and internship work requires a separate work permit
- Spouse/common-law partner may be eligible for an open work permit
Pro Tip: Apply for upfront medical examination to speed up processing. Choose a panel physician approved by IRCC. This can save 4–6 weeks in processing time.
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